प्रधानमंत्री मुद्रा योजना – Pradhan Mantri Mudra Yojana Scheme

By | January 7, 2016

8th april 2015 से लागू की गई Pradhan mantri mudra yojana(PMMY) का motive पढ़े लिखे नौजवानों के हुनर को बढ़ावा देना साथ ही महिलाओं को सशक्त बनाना हैं। हमारे देश में ऐसे कई छोटे मोटे business person हैं जिनको बैंक से आर्थिक मदद आसानी से नहीं मिलती है क्योंकि वे बैंक के नियमो को वो पूरा नहीं कर पाते इस कारण वे उद्योगों को बढ़ाने में असमर्थ होते है । PMMY के तहत हर वो व्यक्ति जिसके नाम कोई कुटीर उद्योग हैं या किसी के साथ partnership के Papers हो वे इस प्रधानमंत्री मुद्रा योजना (PMMY) से loan ले सकता है ।

Pradhan Mantri Mudra Yojana detail

Pradhan mantri mudra yojana के तहत छोटे मोटे businessman और दुकानदारो को loan की सुविधा तीन stage में दी गई है :-

  • शिशु loan योजना :-इस योजना में mudra bank के तहत 50,000/- के loan का नियम है ।
  • किशोर loan योजना:- इस yojana में loan की राशि 50,000/- से लेकर 5 lakh तक की हैं |
  • तरुण loan योजना:- इस योजना में 5lakh से 10 lakh तक का loan लिया जा सकता हैं।

 Pradhan mantri mudra yojana loan scheme

प्रधानमंत्री मुद्रा योजना किन किन लोगो के लिए है :-

यह loan केवल छोटे व्यापारियों के लिए ही है। अगर आपका एक उच्च कारोबार है  तो आप इस yojana से loan नहीं ले पाएंगे । इस loan को शैक्षिक उद्देश्य के लिए भी नहीं लिया जा सकता है ना हीं ये loan घर खरीदने के लिए लिया जा सकता है। जिन लोगो को वाणिज्यिक यानि की commercial use के लिए वाहन लेना है वो लोग ये loan ले सकते है लेकिन व्यक्तिगत यानि की personal use लिए जिन्हें वाहन लेना है वो ये loan नहीं ले सकते है।

Pradhan mantri mudra yojana का लाभ (benefits):-

  • इस योजना से शिक्षित युवाओं को रोजगार मिल सकेगा ।
  • PMMY से छोटे व्यापारियों का मानोबल बढेगा जिससे देश का Economic growth होगा।
  • छोटे व्यापारियों का मानोबल बढ़ने के कारण उनमे competition की भावना आयेगी जो की उनकी उन्नति के लिए helpful होगा ।
  • नई नई Activities का संचार होगा।

PMMY Helpline Number

  • 18004258525
  • 18003453616
  • 18003456195

Mudra Loan Bank List :-

Following is the list of banks that are authorized to provide loan to businessman under the प्रधानमंत्री मुद्रा योजना :

   Sr No.            Bank Name        Interest Rate
    1        State bank of India(SBI)     not yet known
    2       State bank of mysore(SBM)     not yet known
    3     state bank of hyderabad(SBH)     not yet known
    4     state bank of bikaner & jaipur     not yet known
    5         state bank of patiala     not yet known
    6             Vijaya Bank     not yet known
    7        United Bank of India     not yet known
    8         Union Bank of India     not yet known
    9            UCO Bank     not yet known
   10          Syndicate Bank     not yet known
   11       Punjab & Sind Bank (PSB)     not yet known
   12   Oriental Bank of Commerce (OBC)     not yet known
   13       Indian Overseas Bank (IOB)     not yet known
   14             Indian Bank     not yet known
   15              IDBI Bank     not yet known
   16              ICICI Bank     not yet known
   17              Dena Bank     not yet known
   18           Corporation Bank     11% से 11.9%
   19      Central Bank of India (CBI)     not yet known
   20             Canara Bank     not yet known
   21      Bank of Maharashtra (BOM)     not yet known
   22         Bank of Baroda (BOB)     not yet known
   23             Axis Bank     not yet known
   24            Andhra Bank     not yet known
   25          Allahabad Bank     not yet known

173 thoughts on “प्रधानमंत्री मुद्रा योजना – Pradhan Mantri Mudra Yojana Scheme

  1. DOODH NATH KUSHWAHA 9454603284

    sir mai 2 mahene se mudra loan k liye pareshan hu jish bank me jata hu koi n koi bahana kark tal diya jata hu yaha sab chor hai

    Reply
    1. Bhagat Post author

      Aap bank mein ek written letter send kijiye Speed post ke dwara aur apna naam, address and phone number de dijiye. Uske baad 1 week bad bank mein jaa kar baat kijiye aur haan apna Business plan unko paper mein show kijiye. Agar phir bhi loan dene mein aana kani karte hai to aap sidhe head office mein complaint kar sakte hai.

      Reply
      1. shailendra singh

        Sir , kya loan line k liye koi project file ready karni Padti hai , kaise aur kaha banwai ja sakti h

        Reply
        1. Bhagat Post author

          Ji haan, aap jis bhi business ke liye loan apply karne jaa rahe hai, us business ka pura scope, kaise profit aayega aur kaise aap usmein se bank ko return kijiyega. Agar yeah document aap saath mein le jaa kar bank ke loan department mein dikhaiyega to aapko loan milne mein aasani hogi.

          Reply
    2. Pratik S Urankar

      Dear sir/madam
      Mai bussines karna chahta hu muzhe lone ke liye applay karna hai to aage mai kya karu muzhe 100% pata hai mai kamiyab ho jaunga kya aap muzhe help kar sakte ho
      Thank You.

      Reply
  2. DOODH NATH KUSHWAHA 9454603284

    sir mai ek business start karna chahata hoon, loan apply karne ke liye kya karna hoga

    Reply
    1. Mithlesh kumar

      Sir.
      Me ek kathak dance teacher hu.
      Mene ek private limited school kholi hay.
      Magar me ise peso ke na hone ke karan is kathak schools ko aage nahi badha pa raha hu…kripaya aap meri madat kar…..

      Reply
  3. संदिप चंद्रकांत लांडगे

    मे ईस्से पहेले भी sbi bank मे लोन के लीये गया था लेकीन उन्होने हर बार कोई ना कोई बहाना करके फाईल रीजेक्ट करते रहे ओर मेरा सब Document भी बराबर था फीर भी लोन नही देते ओर जीनको कोई जरुरत नही उनको लोन देते हे

    Reply
    1. Bhagat Post author

      यह कोई नई बात नहीं है, अक्सर SBI अधिकारी ऐसा ही करते है, परन्तु कुछ कुछ अधिकारी अच्छे भी होने है |

      आप ऐसा कीजिये की एक Registered Courier से Branch manager को चिट्टी (application letter) लिख दीजिये और पूरा डिटेल्स बतलाइए की आपने कई बार branch में जा कर document submit किया है पर फिर भी loan नहीं दिया गया है |

      आप जिस speed post से courier कीजियेगा उसका receipt कॉपी अपने पास रख लीजिये और application letter का भी photo कॉपी करा kar रख लीजिये |

      अगर फिर भी आपको loan नहीं दिया जाता है तो आप सीधे RBI में complaint कर सकते हैं |

      आप कौन से CITY से है ?

      Reply
      1. sudhir

        Sir me ek computer center start karne ja raha hu
        Mere pass paisa nahi hai bank me lon lene gya
        Bank manager lon nahi karte hai mujhe aaj, 1 mahina ho gya hai sir plz kuch helf karo my

        Reply
        1. Bhagat Post author

          Sudhir ji,

          Agar aap sach mein is computer institute ko start karna chahate hai to aapko pura paper ready karna hoga taki aapko bank loan dene mein hickichaye nahi.

          Reply
  4. maithli prasad

    sir maine loan kay liye bahoth try kiya main chata hu murgi palan karu maine kaam laga diya but loan nahi mil pa raha please help me

    Reply
    1. Bhagat Post author

      नजदीकी बैंक में जा kar चिट्टी लिख कर लोन के लिए apply करे, अगर फिर भी नहीं देते हैं तो bank में इसकी शिकायत करे |

      Reply
  5. Nagnath Madhukar Devkar

    मैं नागनाथ मधुकर देवकर 26 फेब्रुवारी 2016 ईस्से पहेल बहुत बार यूनियन बैंक ऑफ इंडिया शाखा कुड्रूवाडी ता माढा जि सोलापूर पिन 413208
    मैं प्रधानमंत्री मुद्रा योजना में शिशू लोन के लीये गाया था
    लेकिन उन्होंने हर बार कोई ना कोई बहाना करके अभी तक लोन नही देया
    मेरा खात ओम समर्थ टेलरिंग मटेरियल के नाम चालू खाता है मो 9423992998

    Reply
    1. Bhagat Post author

      नागनाथ जी,

      आप सबसे पहले एक application letter लिख कर रजिस्टर कूरियर से bank में चिट्टी भेज दे और उसमें अपनी परेशानी का विवरण करे | उसमें यह भी mention करे की आपको loan क्यू नहीं दिया जा रहा है, क्या आप eligible नहीं है | और लास्ट में letter में ही बोल दीजिये अगर बिना किसी कारण के loan नहीं दिया जायेगा तो आप RBI में इसकी complain करेंगे | letter कूरियर करने के बाद 10 दिनों में दोबारा bank जाये और loan की बारे में सीधे branch manger से बात करे | अगर फिर भी आपको सहयोग नहीं दिया जाता है तो आप सीधे RBI में complain kare – RBI Maharashtra का email id है – bomumbai@rbi.org.in

      Reply
    1. Bhagat Post author

      Kisi bhi najdiki Ramkrishna Mission center par mil jayega

      Reply
      1. Rajesh Singh

        sir mai bakri palan krna chahta hu ,PR samjhh me nhi ata ki bakri ka bachcha kaha se kharidu.
        mai Varanasi ka rahne wala hu .

        Reply
  6. KAILASH MORE

    mujhe digital video shooting and photo studio ke liye loan chahiye

    Reply
  7. pooja

    Sir mai aur mere kuch friends partnership me restaurant kholna chahte hai… Kya hum bhi iske liye apply kar sakte h..?yadi ha to iske liye kya zaruri document chahiye honge.. Plz tell me thanks in advance

    Reply
    1. Bhagat Post author

      Pooja ji,

      Koi bhi kam start karne waqt koshish kijiye ki khud se karena ka.

      Jahan tak loan ki baat hai, aapko apna pura plan ek paper mein bana kar bank mein show karna hoga, tab jaa kar loan mil sakta hai.

      Reply
    2. aryan

      yarr pooja itni asaani se to ghar pe roti bhi nhi milti jitni aasani se log loan lene ke liye soach rhe hai

      Reply
  8. Shyam patil

    Sir ji me bakri palan karna chahta hu kya is ke liye mujhe bank se lone mil. sakta hai sir plz reply

    Reply
    1. Bhagat Post author

      Aapko loan apply karne ke pahle apna pura plan paper mein Bank officer ko dikhana hoga

      Reply
  9. mukul singh narwariya

    sir me business start krna chahta hu ap muze is lone ke bare me jankari de ye kese mile ga

    Reply
  10. nidhi

    Sir m ek new business start karna chati hoon, kya Mujh loan mil skta or ish m kya kya document lega ne honge

    Reply
    1. Bhagat Post author

      Nidhi ji,

      Aap kaun sa business start karne ki soch rahi hain?

      Aapko apna pura business plan ek well documented PPT ya Doc file mein bana kar Branch manager ko dikhlana hoga aur unshe viswas mein lena hoga ki aapa business plan bilkul sahi hai aur aap aage chal kar bank ko loan repay kar sakte hain.

      Reply
      1. sarfraz sayyed

        Sir namste i am sarfraz sayyed from behat dist saharnpur uttar pardesh sir mera purane car and bike ke sale ka business hai our me use badana chata hu muje loan lene me kay kay focomants dene hoge

        Reply
        1. Bhagat Post author

          Aap pichle 3 saal ka IT return filed ka copy, business registration ka copy aur ek business plan on paper par le jaa kar Branch manager se miliye aur apne business ka plan batlaiye

          Reply
  11. diwakar kumar

    sir, mai 20000 bird PR manth palta hu.but my next plan hai poultry feed khud ka taiyar kru. kya ye sambhaw hai.ki best quality ka feed bana saku. any information ho to pls share me. Diwakar Kumar.Bihar
    thanks

    Reply
  12. Moben ahmad

    सर बैकं मे कमप्लन के बाद रिजल्ट.नही निकला बैकं अपने करीबयो को लोन देरहे ह आप इस की जाचँ कराके बेकं के करमचारीयो को लोन बाटा गया आप जाचँ जरूर करे हमे लोन ना मिले 9599669800

    Reply
  13. Amol Patil

    hi
    सर मै दूध उद्योग करना चाहता हूँ!
    क्या मुजे मुद्रा लोन मिल सकता क्या?

    Reply
  14. बगदुसिह चौहान

    सर मै ङेरी फार्म खोलना चाहता हु मुझे लौन लेना है कहा सै मिलेगा किस प्रक्रिया से मिलेगा
    और मे ङेरी फार्म की ट्रेनिंग ले रहा हु
    सर मैरी मदत करना धन्यवाद

    Reply
  15. aryan singhaniya

    Hi sir .I want to start a dairy farm . I have a capital of 5 lakh. I need loan of 5 lakh . And I need full info. May I start in 10 lakh.

    Reply
    1. Bhagat Post author

      You can start with existing capital as well. Please read Dairy Farming post on this website to get better idea.

      Reply
  16. Mohd yaseen

    sir mera name yaseen hai our main poultry form start jarba chata hu kya muja sub city wall loan mal saktha hai ?

    Reply
  17. Bijender kumar

    Sir mai Ak commercial car Lena chahta hu kiya mujhe lone mil jayaga mai Delhi ka hu

    Reply
  18. Gobardhan mahto

    Sir Mai jharkhand se Hun or Mera document bhí wonhi ka hai kiya bihar me mujhe mudra loan mil sakta hai ..

    Reply
  19. sumit varma

    सर, मुझे मुद्रा लोन लेना है। मेरे पिछले 15 साल से साड़ी क़ी दुकान है। और मै इसके साथ-साथ लेडीज़ कुर्ता मेन्युफेचर करना चाहता हूँ। इसके लिये मुझे मुद्रा लोन की जरुरत है। मुझे ये लोन ओबीसी बैंक के द्वारा लेना है पर मुझे वहा प्रोपर रेस्पॉन्स नहीं मिल रहा है। मै लाडनूं डिस्ट्रिक्ट नागौर, राजस्थान से हूँ। प्लीज़ आप मेरा सहयोग करें।
    धन्यवाद

    Reply
    1. Bhagat Post author

      Sumit ji,

      Aap apna business plan acche se paper mein bana kar Branch Manager se mile. Aur saath hi saath aur anya bank se bhi sampark kare jaise SBI, BOI se aur apni business ke bare mein detail se batlaiye with on paper.

      Reply
      1. sumit varma

        Sab kar liya, par roj koi karan bata kar tal dety hai aur loan nahi de rahe hai, obc bank ka itne chaker katay hai ki ab to wahi se loan lena cahta hu

        Reply
        1. Bhagat Post author

          Sumit ji,

          Hum logon ko samajhna hoga ki bank yo hi loan nahi degi jab tak wo aapke business plan par confidence ho. Koi bank branch nahi chahata hai ki unka NPA aur badhe.

          Aap apne pura business plan ek paper (a4 size) par utar kar branch manager se miliye. Unko apna pura business plan ke saath yah bhi batlaiye ki kaise aapka business profit karegea aur kis tarah se aur kitne dino mein aap loan chuka denge.

          Phir Branch manager se pooch le ki kaun kaun sa document lageaga, ek pura list bana le. Aur phir branch mein loak ke liye apply kare ek application ke saath.

          Reply
      2. sumit varma

        mai kurta (kapde) manufacturing ka new business karna cahta hu, uske leye paper work kya karu aap agar mare thodi help kar to aacha hoga

        Reply
      3. Ajay Kumar Soni

        Bhagat Ji …..Mera name A.K.Soni hai Mai ek Film Association Start karna Chahta hu jishme mai Garib Worker ki Help kar saku . Association start karne k liye mujhe 3 lack tak ki jaroorat hai aur mai Mumbai me rahata hu . aur mujhe Mumbai me hi association Start Karna hai . kya mujhe association start karne k liye loan mil sakta hai ?

        Reply
  20. Nilesh patel

    Sir me union bank of India bhuleswar, Mumbai me saving account hai. Mai 5 month se chakkar laga ra hu parntu Loan nahi de rah hai, wo koi n koi bahana banata hai.

    Sir Mera company 15 month pahle ka partnership me hai. Fund nahi hone par business nahi kar para hu .pls sir loan dilan sayog kar

    Reply
    1. Bhagat Post author

      Upar diye gaye comment ke reply ko padhiye, upay batla diya gaya hai

      Reply
  21. राकेश गुप्ता

    सब बकवास है जहाँ भी जाओ सारे बैंक वाले रिश्वत मांग रहे है । या फिर कोई ना कोई बहाना कर के लोन देने से साफ इनकार कर दे रहे है । ये गरीबों के भलाई के लिए नही सिर्फ गरीबों को परेशान करने के लिए मुद्रा योजना बनाया गया है । सरकार अपना पीठ अपने से थपथपा रही है ।

    Reply
  22. Lokendra Singh

    Sir main computer Teacher Hu CCC corse kiya hai , CSC Triveni Center hai Jan suvidha Kendra Hai mere Pass But ab main Patanjali Products ki Shop apne Village main Chalana Chahta Hu Sath hi Chote Bachhon ko Computer Basic Sikhana Chahta hu is ke liye Computers, Furniture, Inverter Ect. and Patanjali ke Products apni Shop ke liye Kharidna Chahta hu Iss ke liye Loan Chahiye Kis Bank main jakar Sampark karu Kya iss purpose ke liye mujhe Loan Mil jayega?

    Reply
  23. Ajay Kumar Soni

    Bhagat Ji …..Mera name A.K.Soni hai Mai ek Film Association Start karna Chahta hu jishme mai Garib Worker ki Help kar saku . Association start karne k liye mujhe 3 lack tak ki jaroorat hai aur mai Mumbai me rahata hu . aur mujhe Mumbai me hi association Start Karna hai . kya mujhe association start karne k liye loan mil sakta hai ?

    Reply
    1. Bhagat Post author

      Aapko bank mein jaa kar apna pura plan on paper batlana hoga aur convince karna hoga ki aapke association se aap 1 se 5 saal mein loan re-pay kar denge.

      Reply
  24. pàras

    Sir I want to start a new business in saree print so can I eligible to mudra youjna

    Reply
  25. devender kumar

    Sir ji me auto accessories ki treding ka kaam karta hu .10 years se .drading me dukan ki jaroorat nahi padti he.me ghar se hi kaam karta hu. Kaam bahut he par pessa kam hone ki bajah se kaam nahi badda paa rahaa hu. Me 5 lahk tak kaa loan chahta hu. Kya kaagji karywahi karni padegi jo mujhe lone mil sake. Mera apna makaan he delhi me.me 46 years ka hu.

    Reply
    1. DEVENDER KUMAR

      Sir me car accessries and hardware tool ki trading kaa kam karta hu. 2-3 Saal se. Treding me kuchh udhar bhi dena padta he. Kaam achha he. Gujaare layak kamaa leta hu. Me bank me loan ke liye gayaa tha . Bank manager ne kahaa ye loan treding walo ke liye nahi. Pahle dukaan lo.phir oos ka registretion karaao.sale tex no lo. ITR dikhao oos ke baad sochenge. Yaani 10000/- Rs pahle kharach karo. Phir kuch ho sakta he.

      Reply
  26. Basant kumar

    sir mai doodh dairy kholna chahta ho , magar paise kam hai . so mai mudra bank se kishor loan chahta ho . kripya iski prakriya Hindi mei batayei. dhanyvad.

    Reply
    1. Bhagat Post author

      Agar aap ise start karne jaa rahe hai to keywal aapko 50,000 tak ka loan milega, accha hoga ki pahle pane level par start kijiye aur phir loan ke liye apply kijiye

      Reply
      1. अंजनीकुमार रघुनाथपरसाद जयसवाल

        जीतनी बार लोन लेने के लीये बैक को गया लोन देने वाला अधीकारी ने बोला दो महीने चार महीने के बीद आओ कुपया मेरी मदद कीजीये

        Reply
        1. Bhagat Post author

          जयसवाल जी,

          आप एक letter लिख कर कूरियर के द्वारा branch manager को मेल करे और उनसे follow-up करे. हर communication का record रखें | हो सके तो email के द्वारा भी बात करे ताकि आपकी हर बात record रहे |

          इसके अलावे loan department से बात कर के पूरी document जमा करें | उनकी द्वारा मांगी गयी सभी documents को submit करे |

          अगर फिर भी वो आपको बिना कोई संतोषजनक जवाब नहीं देते हैं तो RBI को कंप्लेंट करे, और complaint करने से पहले आप bank manager को इसकी जानकारी दे दें, ताकि वह आपकी सहायता कर सके |

          Reply
  27. bhupinder

    Sir koi one lakh mien start hone wala business bataiye, dairy aur poultry ke alawe

    Reply
      1. pusplata

        sir mai st kota se hu mera name pusplata hai mujhe silayi training centre kholna hai aur sath me silayi bhi karni hai to kya mil payga loan mere ko

        Reply
        1. Bhagat Post author

          Pusplata ji,

          Bank kisi ko bhi loan dene se pahle dekhti hai ki unka paisa return ho ga ki nahi.

          Waise aapk Pradhanmantri mudra yojana ke takah “Shishu” scheme ke dawara Rs 50,000 tak ka loan mil sakta hai.

          Reply
  28. sunita

    sir humko bhi commercial car leni hai SBI Se loan lena hai 5 lac kya karu please help me

    Reply
  29. Ramniwas Rao

    Sir me mudra lon application form complete kar ke bank me Jama karvane gya par bank vale jma nahi kar rahe he naye naye bahane banate he Punjab national bank vale bank me koi nahi sunta hamari
    mera mob. No.9950235205

    Reply
  30. Ramniwas Rao

    Muje photo studio lagana he iske liye mudra lon chahiye
    my help you sir

    Reply
  31. Suraj Singh

    Sir me ek Play school kholna chata hu kya muke mudra loan mil saktah ager ha to kese shi processes hoga please bataye.

    Reply
  32. ankur Pal Singh

    Good Evening Sir
    Sir Mai Tarn Taran Punjab se hu mai apna shree Guru Granth Sahib ji ke Rumala Sahib ji ke Rumala Sahib bnane ka kaam krta hu , Mai chahta hu k mai yeh kaam hor Zyada kr sku or is kaam ko pure punjab or out of punjab me bhi chla sku kya muje loan mil skta hai

    Reply
  33. vishal kashyap

    Sir main construction ka kam shuru karna chahta hu. Kya main is loan ke liye eligible hu. or paper kon kon se show karne honge …..
    For example-???????

    Reply
  34. Aarti Thakur

    Gud Evening sir, main garment ka fashion store open krna chahti hu,maine mudra loan ke liye ek ke baad ek sabhi banko main ,try kiya bt mujhe koi bhi bank loan dene ko tyar nhi aap btaye mujhe ab kya krna chahiye kya koi ladies busines ni kr skti phir kyu bank wale loan ni de rhe ab aap h btayo sir mujhe kya krna chahiye

    Reply
  35. Inamu haque

    Sir Mai Inamul haque Bihar se hu Araria se sir hamare semanchal area me bank loan bilkul dena nhi chtta mudra Ke bare me aise injan ho jata hai jaise ki use malum. Hi nhi Modi ji no Jo scheme chlaya please help me sir jabke Mai civil work karta hu aur service tax bhi deta hu Ajj tak bank koi loan nhi deta Sab Ameroo Ke liye hai Kiya may cont pl

    Reply
  36. Raman bhardwaj

    Sir mai ek gym trainer hu or aapna gym open karna chahta hu kya mujhe mudra loan mil sakta hai or mere document fatehabad dist ka hai or m panchkula mein apni gym open krna chahta hu, iske liye kya mujhe loan mil sakta hai

    Reply
    1. Bhagat Post author

      Aap dusre city mein hai, accha hoga ki branch manager se baat kar ke pata kare, agar same dict mein hota to sayad loan milne me aasani hoti

      Reply
  37. Akash gupta

    Bhagat ji mera naam akash Gupta hai mai up ke sitapur city se hu meri bartan ki ek dukan hai to mai use badi karne ke liye loan Lena chahta hu 5 lakh ka toh uske liye kaun kaun se documents taiyar karne padenge mujhe aur iska interest kitna hoga
    Pls bta dijiye maine jis bank me bhi pucha koi kuch batata hi nahi hai

    Reply
    1. Bhagat Post author

      Akash ji,

      Mai aasha karta hoon ki aapka yah business proprietorship mein hoga.

      Aap last 3 years ka IT return file ka copy,
      Shop ka registration (renewal) copy
      Abhi monthly kitna business hota hai (lumpsump)
      Aur loan milne ke baad kaise aap apne business ko bade scale par le jayenge, pure proper plan ke saath on paper show kijiye.

      Iske alawe aap branch manager se mil kar aur guidance le sakte hain

      Reply
  38. kanhaiya

    sir mai ek kitab bechna aur sath internet working ka dukan kholna chahta hu.mere pas jamin nhi hai mai.jamin bhade pe lunga.aur meri abhi koi earning source bhi nhi hai.hum 250000 rupees loan lena chahte hai.kya bank hame loan degi

    Reply
    1. Bhagat Post author

      Agar aapne abhi tak shop nahi khola hai to sayad aapko bank 2,50,000 tak ka loan nahi de payegi. Halaki aap 50,000 tak ka loan le sakte hai.

      Reply
  39. lakshram chandra

    sir 50000 tak k lone par kitna % byaj lagta hai. aur har mahine kitna kist jama karna padega

    Reply
    1. Bhagat Post author

      Aap Govt. Bank se loan lijiyega to aapko 11 se 13% tak ka interest rate padega.

      Reply
  40. shivam yadav

    hi sr … you are a very good man, sharing very informative details
    Sir mai pehle hi 50,000 ka loan le chuka hu jo mene bank ko vaps bhi kr diya hai. Mai ab 10 lakh ka loan chahat hu. apne kam ko age badhane k liye to plz mujhy btaygy koi problem to ni hogi na vese .. boi. rohta. agra…. bank k manager kafi acche hai.. si bat krte h phirbhi thoda dr sa lgra h. so plzz ap bta dijiye or mene. 50000 ka lon 7 mnth m vaps kiya h plz hlpp

    Reply
    1. Bhagat Post author

      Shivam ji,

      Jaan kar khushi hui ki aapne Mudra Yojana ke through bank se loan liya aur repay bhi kar diya.

      Mere khyal se aap 10 lakh ka loan abhi mat lijiye, usse accha hoga ki aap 2nd sage ka loan jismein aapko 5 lakh tak ka loan milta hai, use apply kare.

      Aur bank bhi aapko uske liye loan approved kar de gi aapke acche loan repayment ke liye.

      Apna pura business plan on paper mein branch manager ko show kare aur batlaiye ki kaise aapka business badhega aur kaise aap jaldi se jaldi ise return kar denge.

      Meri subhkamna aapke saath hai

      Reply
      1. akshy khatmode

        sir maine 1 chota hotel rent se liya hai muze uase mai kuch saman aur machines kharidane hai maire pass uaske liye paise nahi hai kay mai mudra lone lena chahata hu uas ke liye muze kay karna hoga please replay sir

        Reply
        1. Bhagat Post author

          Agar aapka business 1 year se kam chal raha hai to aapko keywal 50,000 tak ka loan milega, aur agar 1 saal se upar business ko ho chuka hai to aapko 5 lakh tak ka loan mil sakta hai, puri jankari upar de gayi hai, ek baar padh le

          Reply
  41. ishwar meghwal

    Namskar sir me ek national player hu Rajasthan leval par mene pawelifting m Gold medal or weight liefting m silver medal jite rakha h mene partnership m Gym khola tha or 14 month tak chalaya par hum dono m kisi karan ladai ho jane se humne Gym band kar diya or sari mashine mere partner n rakh li or mujhe ek pasa bhi nhi diya …sir m international player banna chahta hu or ab m khud ka Gym kholna chahta hu iske liye mujhe 2 lakh ru ki or jarurat h …mera account carporation bank m h ….ab ap bataye m kis prakar loan l sakta hu

    Reply
    1. Bhagat Post author

      Ishwar ji,

      Aap bank mein jaa kar Branch manager se baat kare aur saath he saath apne jo bhi state level games mein medal aur documents mila ho use saath le kaye aur baat kare.

      Aapko bank aapke background ko dekhte hue loan de dena chahiye.

      Reply
  42. Vishal Dhaware.

    sir, me pichale 9-10 sal se pune maharashtra me turist driver ka job kar raha hu. Ab me self turist car lena chahata hu. Kya muze loan mil sakata hai? Kaise?

    Reply
    1. Bhagat Post author

      Kya aapke pass khud ka car ya bus hai?

      Aap kaise apna business start kijiyega?

      Bank ye sab question ka answer poochegi

      Reply
  43. shahzad khan

    Sir mai Shahzad khan Nagpur se hu Maine mudra loan ke liye dala that SBI me or bank me log aay the verification ke liye..Maine bataya tha ke mai ghar say kam karta hu..or documents bhi ready hi the PR loan dene she mana kr rage hai iske liye kya mRNA honga pls help

    Reply
    1. Bhagat Post author

      Aapne kaun se business ke liye loan apply kiya tha

      Reply
  44. Vishal

    First upon thanks a lot to Mr. Bhagat Sir for giving useful information to us.
    Sir Myself Vishal and I also want to start business from initial stage so I want to ask you, is it possible to get 5 lakh loan at beginning stage? And if it is not then how can I get 5 lakh capital from anywhere?
    And, Which bank has the lowest interest rate?
    Please give me guidance sir.

    Reply
    1. Bhagat Post author

      If you have own a land then Bank can provide loan against your land which is known as mortgage loan. Try to keep the initial expenses as low as possible however don’t hesitate to take care of ladies.

      IDBI, BOI and SBI are good banks in terms of providing low interest rates.

      Also try to subsidy that will help you to setup the business.

      Best of luck!!

      Reply
  45. Pardeep kumar

    Sir mai generatl categary se hu aur main Tent ka business start karna chahata hoon jis me 5/10 lakh Rs tak lagege, kay mujhe lone mil sakta ha

    Reply
    1. Bhagat Post author

      Aapko sayad is yojana ke tahaht loan nahi mil payega, phir bhi aap bank mein jaa kar mile, wahan aur bhi kai tarah ke loan available honge.

      Reply
  46. Pardeep kumar

    Namaskar sir ji mai PARDEEP kumar Chandigarh se hu sir mai Tent ka business kholna chata hu aur ise me 5/10 lakh Rs tak ki jarurat padegi, kya mujhe loa mil sakta ha aur mera chhota sa catring ka kam pehle se ha thank you

    Reply
    1. Bhagat Post author

      Bank se contact kijiye, aapka jo already business chal raha hai uska turnover show kijiye on paper or business plan ke saath bank se contract kare. Ho sake to jis place mein aap dukan kholne wale hai wo bhi paper mein mention kijiye

      Reply
  47. nandkishor jharbade

    Sir
    Mai rajmistri ka kam karta hu. Mai khud ke karya ke liye centring banana chahta hu mudra loan se mai kese fayda utha sakta hu.

    Reply
  48. Akhtar

    Sir mere ko samjh may nahi aa raha hai ki bank se loan kaise lu bank wale kuch jawab nahi dete hai puchne par

    Reply
  49. Deepak kadekar

    Sir mi ne two wheller bike maintance ka gairej shop 6 month se chalu kiya hi kya muje lone mil skta hi es yojna se

    Reply
    1. Bhagat Post author

      Agar aapki shop ka registration hai aur pura paper hai to bank apko loan dene mein help kar sakti hai

      Reply
  50. rajveer patil

    sir hamare yaha ek angent aya tha…..to unhone jankari di to angent thorugh karna thik hoga ya fir bank main jake apply kare…agent khudko pmmy ka employe bata raha hai…..

    Reply
    1. Bhagat Post author

      Aisa kuch nhai hota hai, aap khud se jaa kar loan ke liye aaply kar sakte hai, agent se sawdhan rahe

      Reply
  51. Anil kumar

    Hello sir maine ice factory open ki huyi h february 2016 se or ab m apne is business ko badana chahta hu kya mujhe mudra yojna ke tehet loan mil skta h kya

    Reply
    1. Bhagat Post author

      Aap bank ke loan department officer se miliye, aapko loan milna chahiye

      Reply
  52. Arjun yadav

    Sir mai khad bandhar ka business karna chahta, aur mujhe loan lena hai

    Reply
  53. dinesh sahu

    sir ji main gaon me rahta hun, mujhe machali palan karna hai jiske liye mujhe mudra loan ki jarurt hai aur gaon me dena bank ke alwa koi bank nahi hai, baki bank 12 km dur hai to kya mujhe loan mil sakta hai

    Reply
    1. Bhagat Post author

      Aapko apni land ka paper dikhlana hoga, BOB branch manager se milye, wo aapko pura guide kar denge.

      Reply
  54. Aman mathur

    Respected Sir, mein loan ke liya apply kar raha hu uske liya pura process btaye .
    thanks

    Reply
  55. AMRESH KUMAR

    sir maina 6 months se prasan hun kya apaki yojana shirph news paper or bharstachariyo ke lia hai ?

    Reply
  56. Manoj yadav

    Dear sir
    Mai firozabad dist. Ka rehne wala hu or delhi mai ek logistics company mai 3 saal se jobs karta hu or mai ek new cab/texi k liye loan lena chahta hu .. kya mujhe loan mil sakta hai …
    iss loan k liye kya kya documents chahiye ….

    Reply
    1. Bhagat Post author

      Manoj ji,

      Agar aap cab business ko start karna chahate hai to sabse pahle aapko firm / company ka registration karwana hoga. Uske baad aapko apni company se last 3 months ka salary statement aur bank account details dena hoga taki bank confirm ho jaye ki aapke pass abhi regular source of income hai. Iske alawe agar aapne job chod diya hai to is business ko full time kar ke loan ke liye apply kar sakte hai, branch manager se mile.

      Reply
  57. MD SUIEMAN

    मेरा सृगार का दुकान है में होलसेल करना चाहता हू में 500000 लोन लेना चाहता हू इसके लिए मुझे किया करना पर्ड़ेगा

    Reply
  58. महेंद्र sharma

    मै किशोर लोन लेना चहता हूँ मै बाग रिपेयर कि दुकान चला रहा हूँ बैंक जाता हूँ तो टाल देते है

    Reply
    1. Bhagat Post author

      क्या आपके दुकान का registration है ? क्या आपने IT return file किया है ?

      Reply
  59. Sandip

    Hello dear sir,
    Mera naam sandip patil
    Sir mera engineering ka workshop hai..jo R.A ENGINEERING Ke naam se hai mere paas 1 shaping machine ha..or sir mujhe dusra machin ke liye lone apply karna hai Rs 5,00,000..
    Sir mera C/A acoont bhi hai IOB Bank mai…
    Or 3 year ka return file bhi kiya huaa..to kya
    Sir mujhe lone ke liya kya karna hoga..

    Reply
    1. Bhagat Post author

      Aap loan application apply karte samay apna IT return file ka copy attache kijiye, loan milna chahiye

      Reply
  60. Nilesh Dhande

    Sir mera building material supplier ki shop hai.muze shop ko badhane ke liye tarun loan lena hai.muze bank wale property morgej mang rahe hai.kya is loan ke liye morgej jaruri hai

    Reply
  61. Rakesh sharma

    Sir m apna aircondtioner and ele.and rlectronics ka repaing service centre open krna chahta hu jiske liye muje kam se kam 3 lack ruppes chaiye inme se 1.5 mere pass m h kya pmm ke through muje lian mil skta h january m open krne ka plan h so pls suggest me 954040840817 mera contact no. H thanks

    Reply
    1. Bhagat Post author

      Alag alag bank ka alag alag interest rates hai, jo ki 11 se le kar 13% tak ka interest rates ho sakta hai

      Reply
  62. rajendra singh yadav

    Sir my name rajendra Singh yadav mobile shop hai air business badhane me liye loan chahta hu mere samne Allahabad bank ki sakha khuli hui hai sirathu kaushambi up

    Reply
  63. sanjay verma nagpur m.h.

    mera nam Sanjay verma hai mera Dukan or Ghar kiray se hai bol bank lon nhi deta ak khud ka chahi bolte mera 5 sal se kapde ki Dukan hai plat bech shuru kiya mujhe bank limit ya ghar lon chahi kya kru btay.

    Reply
  64. देवराज मेघवाल

    मुझे बैंक ऑफ़ बडोदा झाली जी का बराना तहसील के.पाटन जिला बूंदी राज. 323803 से हूँ, लोन लेने के लिए क्या करना होगा
    २,००००० रूपये का /

    Reply
  65. देवराज मेघवाल

    प्लीज़,बताना सर जी लोन के लिए क्या करना पड़ेगा

    Reply
  66. Anuradha

    Mene Loan K liye Nagar Naigam mein 15 din pahele Apply kiya tha to jaan sakti hun ki loan Kb tak milega or kaise milega? aur mujhe kya karna padega

    Reply
  67. samar

    koi bhi bank me Loan mil sakta hai kya Sr?

    jo bank mere chetra mein aayega kya usi se loan lena hoga?

    Reply
    1. Bhagat Post author

      Accha hoga ko aap apne area ke bank se hi loan le taki bank ko verification mein koi dikkat nahi ho aur aapko aasani se loan mil jaye

      Reply
  68. javed

    hello sir mera naam javed shaikh hai, mai pune ka rahene wala hu mujhe shishu loan chahiye to kya liye mujhe koi paper dikhana hoga ya sirf i.d.document ke toar par mujhe loan milega rply zarur dena sir

    Reply
    1. Bhagat Post author

      Aap kaun sa business start karne jaa rahe hai? Bina kisi business plan ke loan nahi milega

      Reply
  69. sunil tandan

    sir mai naya rashan dukan khol chuka hun ise age badhane ke liye loanlena chahta hun iske kya lagta baiye sir pelase

    Reply
    1. Bhagat Post author

      Sunil ji,

      Aap dukan ka registration paper, apna pan card aur address proof ka photo copy le aur ek business plan bana kar bank ke branch manager se mile.

      Reply
  70. ajay kanathey

    sir mera name ashish kanathey h meri age 30year h
    me ganral store & stationary dalna chahata hu or
    mujhe bank manager ne jitne document kaha the vo sb maine complite kr liy h
    maine bank me 2 lacs ka loan aply kiya tha central bank of india me
    but manager mujhe only 50000 rup. ka hi loan de rha h
    or mujhe 3 month ho gy bank ke chakkr lagate lagate
    or ab bank manager mujhe 50000 ru. ke liy bahut chakkr katva rhe h sir aap hi batao ki me 50000 rup. me ganral store & stationary kaise khol paunga
    me chahata hu bank mera 2 lacs ka loan kr de
    pr manager nhi man rha to sir me kya karu ???
    ki bank mujhe 2 lacs ka loan de de sir
    sir pls help me

    maine document comlite kiy h

    1) shop aggriment
    2) kotesion ( ganral store & stationary )i
    3) jaati praman patra
    4) marksheet
    5) aay praman ptra
    6) sthai praman ptra
    7)bank pass book
    8)aadhar card
    9) bpl card
    10)noduse
    11)sapathptra

    ajay kanathey mera bhai h email id

    Reply
    1. Bhagat Post author

      Ajay ji,

      Yah jo Pradhan Mantri Mudra Yojana Scheme hai, usme 3 tarah se loan milta hai:

      1) Business start karne ke liye
      2) Business already running hai, usko badhane ke liye
      3) Business purana hai aur already chal raha hai, bade scale ke liye

      Kyunki abhi aap business start karne jaa rahe hai to aapko 50,000 ka he loan milega is scheme ke tahaht.

      Accha hoga ki aap 50,000 ka loan le kar apne pass se kuch fund jama kar ke business ko start kare. Aur jab business growth karne lage tab aap 5 lakh ke liye loan apply kare.

      Reply
  71. Avinash Kumar bais

    Sir
    Mughe water purifying plant dalna h jiske liye bank se loan chahiye iske liye con con se document lgege or apply kaisi krna h
    Please help me sir .

    with regard’s
    Avinash

    Reply
  72. Ankur Srivastav

    Ankur srivastava

    Dear sir,

    sir m pradhan mantri kishor yojna m ,2 lck ka lone chata hu chota yapari hu namkeen ka kaam karta hu puri formelety hone k baad bhi kayi baar taal dete hai ‘ plz halp Rispected Sir Bank name , oriental Bank of Commerce

    Thanx

    Reply
  73. Riya

    Sir mai ek cyber cafe open karna chahata hoon, iske liye kya document ki jarurat hogi

    Reply
  74. ramu thapa

    Mujhe personal loan ki jarurat hai par kaise milega sir ji koi bhee bank me jata hu to menijar mana kar dete hai aur mugee paise ki bahut jarurat hai plz plz pl

    Reply
  75. salim shaikh

    Bhagat ji aap ham logo k liye ache information dekar bahot accha kaam kar rahe h aapkaa isliye bahot bahot shukriya
    me aap se jaannaa chahta hu ki kya nayaa chota business start karne k liye bhi loans mil saktaa h kya
    aur samjhiye agar muze us business me ghataa ho gayaa aur pure money lost ho gaye to bank vo money muzse kaise cover karegi

    Reply
    1. Bhagat Post author

      Salim ji,

      Koi bhi naya business karne ke liye aapko Govt Rs 50,000 tak ki loan degi jise aapko chukana hogam bhale he aapka loss ho ya profit. Bank wale apse recover kar lenge, accha hoga ki market ka accha se research kar ke koi business start kare

      Reply
  76. Sateywan

    Sir bank manager bolta h ki ka tu modi se loan le le, aur meri form fad ke fec diya. 9050264436

    Reply
    1. Bhagat Post author

      Satewan ji,

      Aap kis bank ke branch mein gaye the? Aap RBI ko complaint kar sakte hain

      Reply
  77. Golu kumar

    Maine ek choti si bussiness ki computer dukan kholi mujhe loan nahi mil pa rha hai

    Reply
  78. shahid alam

    Sir. Mai choti si Mobile dukan chalata Hun mere dukan me Nokia Samsung Micromax Lava etc.Ke chhote phone hai bade smartphone nahi hai. jiske Karan customer wapas laut jata hai.kya Mai mudra loan lene ke yogya Hun?

    Reply
  79. mangusingh

    sir, mai pmm yojana ke that loan Lena chahata hu isle leye muje kya kya document chaye . mera prasn kis admi me pas shop na ho or loan Lena chshata hai besnes ke liye to kese le sakta hai .

    Reply
  80. Laxmi narayan

    Sir me ek DJ ka kaam karna chahta hu.
    kya is business par loan mil sakta hai….

    Reply
  81. malveraj

    सर मेरी सोने की दूकान है.मूझे दो लाख का लोन अत्तरगत भाड़े के लीए मिल सकता है.मै ने बीस साल पहले प्रधान योजना का एक लाख रूपये. लोन लीया था.ओ मे ने ब्याज के साथ पूरा भर डाला.

    Reply
  82. Siraj Ansari

    Sir main printing press ka dukan karna chathta hu lone chahiye kiya kiya dacoment lage ga

    Reply
  83. pankaj singh

    sir mere ghar PR aata chkki ki dukan h Jo ki mere papa k naam se h jishe main bdhana chahta hu jisk liye mujhe 5lakh rs.ki jarurt h bank k chkkr LGA k thik gya hu bank wale bahana kr dete meri dukan 11saal purani h main road PR h please help Mr sir

    Reply
  84. HANUMAN GAWATE

    Rispected sir muze xerox center shop opning karana hai isliye money problem hai to mai mudra lone lena chahata hu to kya muze lone mil sakata hai to uske liye kya document lagenge aur kya krana padega plz help me sir

    Reply
  85. jaskarn singh

    sir m garments ka kam karta hu partnship me par mere pass partnship deal copy nahi hai, mai bank se loan lena chahta hu kya kru

    Reply
    1. Bhagat Post author

      Apne firm ka proper registration karwa lijiye tabhi aapko loan milega

      Reply
  86. Ashish Dhure

    Hello Bhagat Sir,
    Good Afternoon,
    Am I Ashish Dhure From Virar Mumbai, I want to know all the details about MUDRA Loan Because M the Fresher just pass my graduation and i want to start my graphics agency. Then what should i contain in documents i don’t have any business yet. i want new startup. please help me to know more about this.

    Reply
    1. Bhagat Post author

      Dear Ashish,

      I will suggest to gain some work experience first, try to work in 2-3 companies for at least 3 years then you can start your firm, by then you will have few saving that will help to start your new business.

      Reply
  87. sachin

    sir
    m apna wholesale ka business start karna chahta hu
    mere pas koi property nhi h kya mujhe rent agreement se mudra loan mil sakta h

    Reply
    1. Bhagat Post author

      Nahi, aapka business pahle registered hona chahiye aur kyunki aapka business ekdum naya hai to aapko loan bhi kafi kam amount ka milega

      Reply
  88. nikhil

    Sir muje Scorpio gadi lena hai to uske liye muje loan milega kya 2nd stage vala

    Reply
  89. Alauddin

    सर हमे टैक्सी गाडी के लिए लोन चाहिए क्या करे

    Reply
  90. jeetu bhai Patel

    सर मै अगरबत्ती बनाना चाहता हू मुझे लोन चाहिए मै बहुत गरीब परिवार से हू

    Reply
  91. vikas Kumar sharma

    सर मे विकास शर्मा मे कपडे का काम करता हू मेरे पास tin.no.है अौर सर मुझे छः महिने हो गये लोन लेने के लिया बैंक वालो के पिछे भागते हुया कोई भी बैंक नही देरा सब बाैंक अलग अलग तरीके के भाईने बनते है सर क्रीपा करके मुझे लोन दिलाने की अती. क्रीपा करे
    मो.न. 09928611130

    Reply
    1. Bhagat Post author

      Vikas ji – kya aapne IT return file kiya hai, agar haan to last 3 years ka IT return form aur apne business ke registration paper le kar bank mein jaa kar sidhe branch manager se miliye. Aur apna business plan (kaise aap usse profit earn karenge aur kaise aap bank ko loan relay karenege) pura details dijiye. Branch manager aapki help jarur karenge.

      Agar phir mein madad nahi karte hai to unse likihit (written) mein jawab manageye ko loan q nahi denge? Ya aap registered courier se unko letter send kare aur phir bhi solution nahi nikalta hai to aap sidhe Head office complain kare.

      Reply
  92. SHASHIKANT SOPAN SONUNE

    सर मै बी कॉम ग्रॅज्यूयेट हू मै सेकन्ड हेंड ट्रक ट्रान्सपोरटिंग के लिये लेना चाहताहू तरुण लोन मिलेगा क्या और इसके लिये क्या कंडीशन होगी मेरे पास अभी कोई ट्रक नहि है मै नई शुरुवान कर् रहा हू मैने ट्रक पर कंडकटर का काम करता हू ट्रक चलना जनता हू लायसन निकालने को डाला है अब खुद का ट्रक लेना चाहता हू कृपया मार्गदर्शन किजीये

    Reply
  93. रुपाली काले

    मैं काजू प्रोसेसिंग का बजनेस करना चाहती हु
    क्या बँक मुझे 20 लाख तक का लोन दे सकती है
    उसके लिए मुझे क्या घर तारन देना होगा
    मुझे बैंक मैं कोनसे कागज सबमिट करने होंगे

    Reply
  94. Govind gupta

    Hello sir main apna business start Karna chahata hu chota sa hotel dhaba kholna chahata hu uske liye mujhe kya krna hoga kaise apply karu please sir bahut pareshan hu help me

    Reply

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